About VA Loans

What is a VA Loan?

A VA loan is a loan specifically for Veterans of the U.S. Military, active-duty military personnel, and their families. This type of loan is government backed and therefore offers several benefits and advantages over a traditional loan.

If you are a Veteran or an active-duty military personnel – you should be taking advantage of the many benefits of a VA loan! There’s no reason not to, it’s there specifically for you and only you, for your service to our nation, Military Direct Mortgage is honored to guide you through the process every step of the way.

VA loans have been available for just over 70 years when the federal Serviceman’s Readjustment Act, informally known as the G.I. Bill, went into place. Certain requirements do need to be met in order to be eligible. For a list of specific requirements please click here.

Not only is the VA Loan a great option when purchasing a home, but there are also great refinancing options. Learn more about refinancing with a VA Loan.

Who Qualifies?

3 categories of individuals qualify for VA loans:




Family members are eligible for a VA home loan if you are a surviving spouse of a veteran who lost their life while in service or from a service-related disability. Our condolences to those in which this applies. Please feel free to contact us if you have any questions regarding this, or if you are in need of support services – we would be happy to provide you with further information. To find out if you qualify, click here.

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