Get Pre-Approved and Into Your Dream Home

Veterans and active duty military looking to purchase a home can get pre-approved through Military Direct Mortgage’s pre-approval process and into their dream home faster.

What is the benefit of having a mortgage pre-approval when looking for a house?

There is a difference between a mortgage pre-qualification and pre-approval:

  • A pre-qualification is based on the information you verbally give to qualify for a mortgage.
  • A pre-approval is a stronger tool to have – your information is reviewed by an underwriter to be sure your income and assets qualify you to get the loan you are applying for.

If you are looking to buy a house using your VA home loan benefit, a mortgage pre-approval is the best way to get you to your dream home!

Why Get a Pre-approval?

 
Knowledge is Key: Military Direct’s pre-approval gives you an idea of how much you can afford before buying a home.
 

Improve Your Negotiating Position: When a seller is comparing two offers and one of the buyers has been pre-approved, there is a high confidence level that the deal will go through and close sooner.

Confidence in Your Offer: Knowing that your key information has been reviewed by an underwriter ahead of time will give you, and the seller, confidence.

Time is Valuable: A pre-approval will help your realtor find the perfect house in your price range – saving you time and frustration.

Move in Quicker: Having a pre-approval will save you time when you submit your loan for approval. The faster you close, the quicker you can move into your new home!

Get Started Today

Find Your VA-Specialized Real Estate Agent

As a Veteran or active duty service member looking to purchase a home, you deserve to have a real estate agent who understands all facets of the VA home loan programs. The right agent can save you time and money, and ensure that you receive first-class service. Let us connect you with one of our VA-Specialized agents through our Operation Welcome Home program.