resources

Military Direct Mortgage is dedicated to serving those who served.

Resources

Credit Repair Services

If you have experienced issues with your credit in the past, its okay – it happens and its not too late to start repairing it. Once you start working to repair your credit, you are one step closer to getting approved for a VA home loan.

There are several credit repair support services that can assist you and we have listed a few below:

Bedrock Credit
http://www.bedrockcredit.com/
203-293-6649

Experian Credit Educator
https://www.experian.com/consumer-products/credit-educator.html
1-877-903-1009

Crisis Resources

Crisis assistance and support is something we are very attuned to. We are huge advocates of getting our Veterans the service and attention they need. Please refer to the list of organizations below if you need assistance, or know someone who needs assistance. We would also be happy to do some research on your behalf to help find you what will best help you or your loved one.

Veterans Crisis Line
1.800.273.8255 and Press 1

The Veterans Crisis Line connects Veterans in crisis with qualified, caring Department of Veterans Affairs responders through a confidential toll-free hotline, online chat, or text. Veterans and their loved ones can call 1-800-273-8255 and Press 1, chat online, or send a text message to 838255 to receive confidential support 24 hours a day, 7 days a week, 365 days a year.

Support for those who are hearing impaired is available.

National Call Center for Homeless Veterans
1.877.4AID.VET (424.3838)

VA Caregiver Support Line
1.855.260.3274

 

Addiction and PTSD:

There are several organizations that assist with drug and alcohol addition and PTSD.

If you or a loved one are in need of assistance, please take a look at the resources below:

www.drugrehab.com/addiction/veterans
www.advancedrecoverysystems.com
www.operationwearehere.com/PTSD.html
www.addictionresource.com

www.ptsd.va.gov

 

If you would like to speak to us directly for further assistance, please contact us at 860-474-4258

Grants

There are several grants made available to Veterans and active-duty military that we want everyone to be aware of! We encourage you to take a look at the information below and explore further – these grants are out there and available for those who qualify.

http://www.benefits.va.gov/homeloans/adaptedhousing.asp
http://www.pawsforveterans.com/

VA Benefits

The U.S. Department of Veterans Affairs has a section that details all the benefits Veterans are eligible for. We encourage you to visit the link below and look through

http://www.benefits.va.gov/benefits/

Benefits listed on the VA website include –

  • General Benefits Information
  • Disability Compensation
  • Pension
  • GI Bill
  • Vocational Rehabilitation & Employment
  • eBenefits Employment Center
  • Dependents’ Educational Assistance
  • Survivor Benefits
  • Home Loans
  • Life Insurance

Home Loans During a Deployment

Power of Attorney and VA Loans

Active duty military members do not have to miss out on a VA home loan just because they are deployed. A Power of Attorney allows them to purchase a home or refinance their existing home if they are not present during the process

Using a Power of Attorney

Power of Attorney means that you’ve given legal authority to a trusted individual who can sign legally binding documents on your behalf.
For a VA loan, the lender is required to verify the veteran or service person is still living and not missing in action.

If Power of Attorney is necessary for your VA loan, please talk to your loan specialist about it. They will be happy to help guide you through this process.

Obtaining your Certificate of Eligibility (COE)

The Certificate of Eligibility (COE) is an official document that proves you are eligible to participate in the VA Loan Guarantee program. There are several ways to obtain the certificate of eligibility, all of which are fine to use, but some are less time consuming than others.

A Military Direct Mortgage VA Loan Specialist can assist in obtaining your VA Certificate of Eligibility (COE) from the VA.

While you don’t need your COE in hand to start the loan process with Military Direct Mortgage, this certificate is a very important part of your loan application. Your COE verifies your eligibility for the VA home loan benefit.

Prospective VA borrowers can obtain their Certificate of Eligibility directly from the VA, either by using its online eBenefits portal; by visiting a nearby Regional Loan Center; or by mailing or faxing in the necessary documents.

You can obtain your Certificate of Eligibility on the eBenefits website by clicking  HERE

You can also follow our step-by-step instructions by clicking on the button below

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We can also assist you directly – please feel free to contact us at any time. We are available to answer any questions you have about the VA Loan Program. Give us a call at 1-844-MDM-4YOU

Service Dogs for Veterans

Hero Dogs logo

 

 

 

Hero Dogs, Inc., is a Maryland 501(c)(3) non-profit corporation that improves quality of life for our nation’s heroes by raising, training, and placing service dogs and other highly skilled canines, free of charge with lifetime support of the partnerships. Hero Dogs, Inc. has 5 staff members and more than 100 volunteers committed to the success of their mission. For additional information, please visit their website at www.hero-dogs.org