The Certificate of Eligibility (COE) is an official document that proves you are eligible to participate in the VA Loan Guarantee program. There are several ways to obtain the certificate of eligibility, all of which are fine to use, but some are less time consuming than others.
A Military Direct Mortgage VA Loan Specialist can assist in obtaining your VA Certificate of Eligibility (COE) from the VA.
While you don’t need your COE in hand to start the loan process with Military Direct Mortgage, this certificate is a very important part of your loan application. Your COE verifies your eligibility for the VA home loan benefit.
Prospective VA borrowers can obtain their Certificate of Eligibility directly from the VA, either by using its online eBenefits portal; by visiting a nearby Regional Loan Center; or by mailing or faxing in the necessary documents.