Military Direct Mortgage is dedicated to serving those who served.

Veteran Home Purchase

Military Direct Mortgage has the unique advantage of being able to offer home loans to Veterans, active-duty military personnel and their family members. As a VA approved lender, it is our honor to serve and assist you in purchasing your home – whether it’s your first home, your last, or anywhere in between, we are pleased to be with you every step of the way.

Benefits

Benefits of a VA home loan are short and sweet – you save time, you save money; ultimately making your life easier. You have given your service to our country, and now it’s time for you to take the benefits offered by the federal government and VA approved lenders that you rightfully deserve.

Some specific benefits of a Veteran home purchase loan:

  • 100% financing
  • Competitive interest rates
  • Lenient qualification guidelines
  • No closing costs
  • No private mortgage insurance
  • VA funding fee can be financed
  • No prepayment penalties

VA loans are government backed, decreasing the risk for lenders (that’s us), allowing you to be approved for a VA home loan easier!

Qualifications

A VA home loan is available to Veterans and active-duty military personnel. In most cases, you qualify if:

  • You have served on active duty for more than 90 consecutive days during wartime
  • You have served more than 181 days of service during peacetime.
  • You are a National Guard member or Reservist Veteran and have served at least six years.

Surviving spouses of veterans who lost their lives while in service or from a service-related disability, are eligible. Contact us today if you have any questions about this. One of our Loan Officers would be happy to have a conversation with you.

To find out if you qualify, contact us for a quick assessment. One of our VA loan specialists will be able to answer your questions and make sure you meet the requirements for a VA home loan or refinance option.

Get Pre-Approved and Into Your Dream Home

A pre-approval is a powerful tool to have on hand as you start the home-buying process. Military Direct Mortgage can help you to understand the difference between pre-qualification and pre-approval and how a pre-approval can serve you best.

Learn more about the benefits and process for a pre-approval or simply start your application today by clicking the button below.

Find Your VA-Specialized Real Estate Agent

As a Veteran or active duty service member looking to purchase a home, you deserve to have a real estate agent who understands all facets of the VA home loan programs. The right agent can save you time and money, and ensure that you receive first-class service. Let us connect you with one of our VA-Specialized agents through our Operation Welcome Home program.

If you’re an agent who cares about our Veterans as much as we do, join our network to expand your business and help Veterans in the best way possible to find their dream home.